A minor crash with no injuries: must I move my car, and what else does the law require?
The rule for minor collisions (Article 14B, as amended in 2026 by Law 77(I)/2026): you notify your insurer, exchange details, take photos and move the vehicles. Moving is not an admission of fault, fines reach €1,000, the Police no longer attend, and when you do call them.

In short
Yes: in a minor collision with no visible injury, each driver notifies their insurer, you exchange details, take photos, and then move the vehicles. Moving is not an admission of fault, and the Police are called only in specific cases, such as an injury.
- Remember the order: safety, insurer, details, photos, move.
- For an injury, an uninsured vehicle, a driver who fled or a suspicion of alcohol, call the Police.
- Save your insurer’s claims or roadside assistance number on your phone.
- If you feel pain in the following days, see a doctor and tell the insurer in writing.
From the series “The questions you are afraid to ask”, part “General insurance”: questions real people ask, with honest answers. Information only: we do not sell general insurance.
At a glance
- In a minor collision with no visible injury, each driver notifies their insurer, exchanges details, takes photos, and then you move the vehicles (Article 14B).
- Moving is not an admission of fault, not leaving the scene, not a breach of the policy, and it does not affect claims for an injury that shows later.
- With a 2026 amendment (Law 77(I)/2026) the other driver’s consent is no longer needed, and fines of up to €1,000 also apply to anyone who pressures the other driver not to comply.
- The Police no longer attend minor collisions; call 112 or 199 and the Police for an injury, an uninsured vehicle, a driver who fled or a suspicion of alcohol.
- From January to October 2025 there were 34,379 minor collisions, against 28,718 in the same period of 2024.
The bump, the horns behind you, and the doubt
A small bump at the traffic lights. Nobody is hurt, but your heart is racing, cars are piling up behind you, and the other driver says “don’t move it”. The rules changed during 2025 and 2026, and many people do not know what applies. Here is what the law asks today, step by step, with its sources.
Safety first
If anyone is hurt or in danger, or there is a fire, call 112 or 199 and do not move an injured person unless they are in immediate danger. Then the minor-collision rule does not apply: you call the Police. Hazard lights, a hi-vis vest if you have one, the warning triangle at a distance, and keep away from traffic.
A minor collision with no injuries: what the law asks
- Check that the rule applies. Nobody has a visible injury, the Police are not needed, and the vehicles can move without further damage. It does not apply if a vehicle is uninsured, belongs to a public authority, or the other driver fled: then you call the Police.
- Notify your insurer. On the claims or roadside number on the certificate or in the app. Each driver notifies their own.
- Exchange details. Contact details, registration number, insurer and policy number.
- Take photos, before you move. The positions of the vehicles, the damage and the surroundings (the road, signs, number plates). Share the photos with the other driver and the insurer’s representative.
- Move the vehicles. Out of traffic, where they do not obstruct. Moving is not an admission of fault, not leaving the scene, not a breach of the policy, and it does not affect claims for an injury or damage that shows later.
Sources: Article 14B of the Motor Vehicles and Road Traffic Law, introduced by Law 146(I)/2025 (a law firm’s summary, Mondaq, August 2025), as amended in 2026 by Law 77(I)/2026 (CyLaw).
What changed in 2026, and the fines
- No consent from the other driver: Law 77(I)/2026 removed the requirement for the drivers to agree to moving, and the duty concerns any one of the vehicles.
- Fines of up to €1,000 for anyone who does not meet the duties, and for anyone who induces or forces another driver not to meet them.
- Dangerous stopping: according to the Police (Cyprus Mail, June 2026), a vehicle left dangerously or obstructively can be removed at the owner’s cost, and on conviction the penalty reaches up to 1 year in prison and/or a €3,000 fine.
The Police, roadside assistance and the insurers
According to the Director General of the Insurance Association (Politis, November 2025), the Police no longer attend minor collisions, claims are not rejected merely because the vehicles were moved (although factual disputes can still arise), and you call roadside assistance first. The same report said some insurers were still telling clients not to move, before the 2026 amendment. If you are told something different from the law, note who said it and when, and follow the law when its conditions are met.
The next steps (who decides fault, repairs, total loss) are in the article on after the accident. If the other driver was uninsured or fled, the article on uninsured drivers and hit-and-run. For an accident in another country, the article on driving abroad. The printable guide for the glovebox: What to do after a road accident.
What went wrong for others — and how to avoid it
- Drivers waited in the road because they got conflicting instructions (Cyprus, 2025). Some insurers were still saying “don’t move it”, and an MP asked for them to be called before the House. How to avoid it: ask your insurer today, calmly, how it handles minor collisions, save its number, and keep the printed guide in the car.
- The industry reports staged accidents and claimed “minor injuries” (Cyprus, 2025). The Insurance Association cited fraud as a concern; we found no figures for Cyprus. How to protect yourself when you are honest: photos before moving, witnesses’ details, and no cash deal under pressure.
Your questions, one by one
I had a small crash with no injuries. Am I now obliged to move my car out of the road?
Yes, if nobody has a visible injury, the Police are not needed, and the vehicles can move without further damage. Before moving them, you notify your insurer, exchange details and take photos (Article 14B). With the 2026 amendment, not complying carries a fine of up to €1,000.
If I move my car after a crash, will the insurer say I admitted fault?
No. The law says expressly that moving is not an admission of fault and does not breach the policy. And the Insurance Association said claims are not rejected merely because the vehicles were moved. The photos taken before moving are your evidence.
The roadside assistance told me not to move, but the law says move. Who do I listen to?
The law, when its conditions are met: no visible injury, no need for the Police, and vehicles that can move without further damage. Notify the insurer, take photos, exchange details, and note who told you not to move and when. If it is not safe or someone is hurt, do not move and call 112 or 199.
What photos must I take before moving the cars after a minor accident?
The law asks for the positions of the vehicles, the damage and the surroundings. In practice: photos from far and close, from four sides, with the number plates, the signs, the traffic lights and any marks on the road. Share them with the other driver and the insurer.
The other driver refuses to move his car and blocks the road. Can I be fined too?
The 2026 amendment removed the need for consent and put the duty on any vehicle, so the fine of up to €1,000 concerns whoever does not meet their duties. Do your part: notify, exchange details, take photos, move your own vehicle. If the other driver blocks or pressures you, call the Police; pressuring is an offence too.
When must I call the police after a car accident in Cyprus?
Always when someone is hurt (112 or 199), when a vehicle is uninsured or belongs to a public authority, when the other driver leaves or refuses to give details, and when there is a suspicion of alcohol. In a hit-and-run, tell the Police at once or within 48 hours at the latest. In a minor collision with no injuries, the Police no longer attend.
The police didn’t come to my minor accident. Is my claim weaker without a police report?
Not necessarily. The system now relies on the photos, the details you exchanged and notifying the insurers, and claims are not rejected merely because the Police did not come. Keep all the photos, the witnesses’ details and the time you notified the insurer.
What details must I exchange with the other driver?
The law mentions contact details, the vehicle registration number and the policy details. It is good to note also the insurer’s name, the policy number, the driving licence number, and witnesses’ details.
Should I call my insurer before or after moving the car?
Before. The law asks each driver to notify their insurer before moving, together with exchanging details and taking photos. Save the claims or roadside number on your phone from today.
The other driver is pressuring me not to call anyone and settle in cash. Is that a problem?
Yes. The 2026 amendment fines anyone who induces or forces another driver not to meet their duties, such as notifying the insurer, up to €1,000. Do not give in: notify your own insurer, and if the pressure continues, call the Police.
Do the minor-accident rules apply if one car is uninsured or the other driver drove off?
No. The rule does not apply if a vehicle is uninsured, belongs to a public authority, or the driver fled. Then you call the Police, and in a hit-and-run you tell them at once or within 48 hours at the latest and notify the Motor Insurers’ Fund before any repair.
What is the ‘European accident statement’ form and do Cypriot drivers use it?
It is the common European accident report form, which the EU suggests for accidents in another EU country. Whether insurers in Cyprus use it or their own form for accidents here we did not confirm; ask yours. Sign a joint statement only if you fully understand it.
I signed something at the scene without understanding it. Can it be used against me?
Do not panic. Tell your insurer at once, in writing, what you signed, what you understood, and what you believe happened, and send your photos. How much the document will count depends on the facts; if a dispute arises, speak to a lawyer.
Can I record the other driver or take a video at the accident scene?
The law asks for photos of the vehicles, the damage and the surroundings, and those are what matter. Filming people is subject to data protection rules, which we did not examine for this article. Focus on the vehicles, the number plates and the road, and stay calm.
Will my dashcam video be accepted by the insurer?
Many insurers accept dashcam video as evidence, together with the photos. Keep the original file unedited and send it early. We found no Cyprus rule on how it is assessed.
Nobody seemed hurt, but my neck hurts the next day. Did moving the car ruin my injury claim?
No. The law says moving does not affect claims for an injury or damage that shows later. See a doctor now, keep the medical documents, and tell the insurer in writing. The time limit to sue after a road accident is 3 years, and negotiating does not stop it.
How many minor accidents happen in Cyprus each year?
According to the Insurance Association, from January to October 2025 there were 34,379 minor collisions, against 28,718 in the same period of 2024 (Politis, November 2025). We did not find a yearly total.
I don’t speak Greek. How do I explain the accident to the assessor at the scene?
Ask to speak in English, and if needed, ask your insurer for help in your language. Do not sign anything you do not understand. Write a short description of your own with the time, the place and what happened, and send it with the photos.
What do I do if I hit a parked car and the owner isn’t there?
Do not leave without the owner being able to find you: wait a little, take photos, and leave a note with your name and phone number. Tell your insurer, and if you cannot find the owner, inform the Police. The damage to the parked car is covered by your third-party liability.
Can I be fined for not moving my car after a small crash?
Yes. The 2026 amendment (Law 77(I)/2026) punishes not meeting the duties with a fine of up to €1,000. And a vehicle left dangerously or obstructively can be removed at the owner’s cost, according to the Police.
I hit a goat or a stray dog on a village road. Is that covered?
Damage to your own car from an animal is usually covered only by comprehensive cover, minus the excess. Whether the animal’s owner is liable is a legal question we did not examine. Take photos, note the spot, and if the animal belongs to someone, keep their details. Check your own policy wording and ask the insurer in writing.
The other driver was clearly drunk. Should I still move my car or wait for police?
Call the Police: with a suspicion of alcohol it is not a simple minor collision, and if anyone is hurt, 112 or 199. Do not get into a confrontation. Take photos from a safe position, and move your own car only if where it stands is dangerous, after photographing it.
What you can do from today
- Save your insurer’s claims or roadside number on your phone.
- Ask your insurer today how it handles minor collisions.
- Put a hi-vis vest, a warning triangle and the printed guide “What to do after a road accident” in the glovebox.
- Remember the order: safety, insurer, details, photos, move.
- If you feel pain in the following days, see a doctor and tell the insurer in writing.
Where to turn
- The Police (112 or 199 in an emergency). Injury, an uninsured vehicle, a driver who leaves or refuses to give details, a suspicion of alcohol.
- Your insurer, in writing. For anything about your own policy, ask for an answer by email or letter and keep a copy.
- The Motor Insurers’ Fund. When the at-fault driver is uninsured; in a hit-and-run, the police at once or within 48 hours at the latest, and the Fund before any repair.
- The Financial Ombudsman. For a dispute with an insurer, after you have first complained to the company in writing; a €20 fee, in Greek or English.
- The Insurance Companies Control Service (Superintendent of Insurance). It supervises insurers and how they handle complaints; it does not decide private disputes or award compensation.
- The text of the law on CyLaw. To see what applies today, with the latest amendments.
General information, not advice (legal or insurance). We give each rule with its source and year; laws change, so check the text in force today. For your own case, the law and what your own policy says apply. AVRASTRO is not an insurer, does not sell general insurance and does not handle claims.
Sources
- CyLaw — Law 77(I)/2026 amending the Motor Vehicles and Road Traffic Law (Article 14B, minor collisions)
- Mondaq, 6 August 2025 — Introduction of Article 14B: a new approach to road traffic management (a law firm’s summary of Law 146(I)/2025)
- Cyprus Mail, 2 June 2026 — Drivers to face prison for failing to move car after minor crash (reporting the police)
- Politis (English edition), 3 November 2025 — Mixed signals from insurers keep minor accidents causing major delays
- Your Europe — Car insurance cover abroad: accidents in another EU country
- Politis (English edition), 6 July 2026 — Uninsured vehicles cost €19.2m in compensation since 2021
- KP Legal — Road accident in Cyprus: know your rights (in Greek; a law firm’s general article)
- CyLaw — Law 96(I)/2000 on motor vehicle (third party) insurance, consolidated text (latest amending law listed: 71(I)/2026)
Read also: What to do after a road accident · A dispute over car insurance · How to build your case, with letter templates · When the other side is at fault: claiming from their insurer · After the accident: repairs, total loss, fault · Compulsory car insurance and driving uninsured · Uninsured drivers, hit-and-run, theft and the Motor Insurers’ Fund · Driving abroad, in the north, hire cars and imported cars · Loss adjusters, evidence and fraud fears · All the questions you are afraid to ask


